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Street-Smart Tips For Getting Affordable Temp Car Insurance

All licensed drivers, regardless of whether you own a car or not, are legally required to have at least liability coverage before being allowed to hit the road. However, if you don’t have your own car or if you’re just using another person’s car temporarily, getting full coverage seems overkill. What if you’re just renting the car for a day? A full coverage car insurance policy might be a bit too much, don’t you think? Fortunately, you can avail of temp car insurance (also known as short-term car insurance) to give you much-needed peace of mind at a more affordable cost. Continue reading →

Short Term Car Insurance Policies

In the U.S. short term car insurance policies work very much like a regular 6 month policy. Features and options will vary depending on which company you go through. There are really no online resources for describing the different options available. Basically, you must call an insurance representative and have them go over the different options with you according to your particular driving policy, car, and coverage needs.

In the UK things are slightly different. It is easier to get a short term car insurance policy. There are several companies that focus solely on these types of policies, making it easy to do everything right online. You can start with getting a quote and finish by printing out your insurance cards.

In general, the coverage and length of time offered by these temporary car insurance policies is pretty similar across companies. The differences you need to look for are obviously price and reputation. Even if the policy is cheaper if the company has a miserable reputation for customer service, you probably want to avoid them – unless of course you’re absolutely sure you won’t need to make a claim… but then what is the point of buying the policy in the first place? Continue reading →

Short Term Car Insurance Under 25

Younger people often need short term policies. They are more mobile and more likely to move around than their older contemporaries. They are also more likely to lend their cars to friends as they are less likely to have other dependents or people that need to use their car. All these factors often put them in the market for temporary auto insurance.

However, people that are under 25 often have a higher premium with car insurance. This fact does not apply only to an annual policy but it extends to short term coverage as well. Therefore finding short term car insurance under 25 can be tricky. The younger crowd is often seen as more reckless, more likely to feel invincible, and as a result more likely to get in a car accident. There is some scientific fact to back this up, but if you’re part of this crowd it can be extremely frustrating. Continue reading →