There’s a four-step system that you can follow and it involves lowering your risks, looking for the best quotes by making the most out of comparison websites, hunting for great cash back deals and haggling your way to a cheaper price. If you’re lucky, you might even get it down to less than 100 dollars instead of just car insurance under 2000 dollars.
Hunting For Cash backs
Once you’ve found two to three cheapest quotes through good comparison websites such as MoneySupermarket, GoCompare or MoneyExpert, it’s time to check for cash back deals. Cash backs can get up to about $120.
Go through cash back websites. Some of them have display ads and affiliate links for retailers and finance providers. If you click through these ads, oftentimes, these retailers will give you some of the cash; in the end, you get the same products but at a cheaper price. Bear in mind that this is not 100% guaranteed, which is why you shouldn’t be choosing based solely on cash back. Choosing the right policy is still your first priority.
Don’t forget to enable your browser cookies as almost all of these websites track your purchase or your clicks through cookies. Without them, you might not get the cash back you want.
You can also get cash back from websites that offer car insurance comparison services such as MoneySupermarket or GoCompare. Oftentimes they offer cash backs amounting to $25 if you compare quotes on policies using their websites.
Look out for special deals too. For instance, Aviva offers a 15% discount to people who buy car insurance from them through their website. Some websites partner with big car insurance companies and if you buy insurance through them, you get some cash back and get your under 2000 car insurance.
Sheer Chutzpah
Charm and wits. You’ll need these. Car insurance companies are always in toe-to-toe competition with each other. Many providers are becoming desperate to retain business and keep their customers. Once you have your cheapest quote, get on the phone and call the providers to haggle! You’d be surprised at how flexible some companies are with their prices. Before you know it, you’ll have cheap discount car insurance right on your lap.
First, you need to call your own insurance provider. If they are more than willing to beat the price of your cheapest quote, then you can spare yourself the hassle of changing policies and providers. Playing insurance companies off against each other is one of the most effective methods of haggling.
Haggling is neither rude nor impolite; although a lot of people seem to believe otherwise. Chutzpah can be a great weapon when combined with charm. There are many tips that you can apply. Even good old silent treatment works wonders.